Loan Options

At Patriot Coast Mortgage, the right home loan is the one that truly fits your goals and financial needs. Our team takes the time to understand your situation, preferences, and budget so we can match you with the mortgage option that makes homeownership in Boca Raton both comfortable and achievable.



In a hurry? We provide fast, free estimates, pre-qualifications, and pre-approvals—along with efficient loan processing that rivals any bank, credit union, or lender. With Patriot Coast Mortgage, you’ll get the speed you want and the personalized service you deserve.

Ready to move forward quickly? At Patriot Coast Mortgage, we specialize in helping Boca Raton buyers fast-track their path to homeownership. We’ll walk you through eligibility for down payment help, grant programs, and low-down-payment options—all tailored to Florida’s top homebuyer assistance offerings. Get in touch today for a free rate estimate or quick pre-approval, and take the first step toward owning your home in beautiful Boca Raton.

A conventional mortgage is a home loan that isn’t backed by a government agency such as FHA or VA. Instead, these loans follow the guidelines set by Fannie Mae and Freddie Mac, making them one of the most popular mortgage options in Florida. With as little as 3% down, qualifying buyers can secure a conventional mortgage and enjoy flexible terms, competitive rates, and the potential to avoid certain fees over time.