First Time Loans

There are a variety of first-time homebuyer programs in Florida designed to make homeownership possible for a wide range of incomes and credit scores. From low down payment options to assistance programs that reduce upfront costs, buying your first home in Boca Raton can be more attainable than you think.

At Patriot Coast Mortgage, we start by getting to know your goals, budget, and questions before matching you with the right loan options. Our team is here to guide you step by step, making the mortgage process clear, comfortable, and stress-free—so you can focus on finding the perfect home.